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Autopac Insurance in Winnipeg

In Manitoba, Basic Autopac insurance is mandatory. It typically provides all-perils collision coverage for any accidental damages to most registered vehicles. It also provides third-party liability for claims made against you if your registered vehicle has caused damages or injuries to someone else. Finally, you also receive personal injury protection should you ever be injured or killed in your automobile. 


Extended Autopac coverages are also available to increase your third-party liability limits, reduce your overall insurance deductibles, and/or to cover certain higher-end vehicles or even large commercial trucking fleets. If you rely on your vehicle every day, you may also consider getting extended Loss of Use coverage, which will cover your vehicle in the event that it’s stolen or accidentally damaged (e.g. in a collision). Whether you’re seeking basic or extended Autopac insurance in Winnipeg or surrounding areas, Hillis Insurance Agencies Ltd. is experienced at providing both at competitive rates.

The type of Autopac insurance in Winnipeg that you get (basic vs. extended coverage) depends on your specific needs as a vehicle owner. If you own a motorhome or a classic sports car that you only use for a few months out of the year, you may be eligible for short-term Autopac coverage. It’s also your responsibility to make changes to your policy or to cancel your registration and Autopac insurance should you ever move away from Manitoba or you dispose of your vehicle.



How Are Autopac Insurance Rates Calculated?
When insurance costs are spread out among many people, their rates become more affordable for individuals while still fulfilling all of the basic coverage requirements. One type of insurance that commonly practices this is Autopac insurance. In Manitoba, people are generally grouped together with others who live in a similar area, own similar vehicles, have similar driving records, or use and operate their vehicles in a similar manner. Altogether, you make up what’s commonly referred to as a claims risk. 

Should you ever need to file an insurance claim, the money is taken out of the claims risk’s fund. This means the insurance premiums you pay will be determined in part by how much your entire group has cost the overall insurance fund. While you can’t control how many claims are filed by other members of your group, you can control how often you file by following all posted traffic and safety regulations and avoiding accidents. The safer the driver you are, the less you’ll end up paying in possible insurance premiums for your group.

Be sure to ask Hillis Insurance Agencies Ltd. about how to obtain insurance discounts based on your Driver Safety Rating!


What Do You Need from Me to Register My Vehicle?
As a vehicle owner, you’re solely responsible for registering and insuring your vehicle. You must be at least 16 years old and a Manitoba resident to register a vehicle. If you’re under the age of 18, you’ll need written consent from your parents or legal guardians. 

Registering New Vehicles
If you’re registering a brand-new vehicle, you’ll need to provide a bill of sale with the vehicle’s year, make, model, and serial number, as well as the amount you paid for the vehicle and the purchase date. You’ll also be required to provide your name and signature, the seller’s name and signature, and a New Vehicle Information Statement (NVIS) that certifies what vehicle you bought, who manufactured it, and which dealer sold it to you.

Registering Used Vehicles
If you’re registering a used vehicle, you’ll need to provide a Transfer of Ownership Document (TOD) signed by the previous owner(s) and you, as well as a bill of sale and a passed Certificate of Inspection (COI) issued by a qualified Manitoba vehicle inspection station. For most types of vehicles, a passed COI is valid for a year.


Contact Us for a Quote on Autopac Insurance

Having adequate auto insurance coverage offers peace of mind and protection in the unfortunate event of an accident. And dealing with an experienced insurance agent ensures claims are always settled fairly and promptly, so there’s as minimal disruption to your daily routine as possible. Autopac insurance premiums are typically among the lowest in Canada. For auto and Autopac insurance in Winnipeg or elsewhere in Manitoba, contact Hillis Insurance Agencies Ltd. today. We can provide you with a free, no-obligation quote and answer any questions or address any concerns you may have about your Autopac insurance policy!

Auto Insurance

We can provide you with a free, no-obligation quote on auto insurance in Winnipeg

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Hillis Insurance Agencies Ltd.

1821 Main St,

Winnipeg, MB R2V 2A2

Serving Winnipeg  & all of Manitoba

Phone: 204-338-7919

Fax: 204-338-7630



Monday – Friday: 9:00 AM – 5:00 PM
Saturday: 9:00 AM – 12:00 PM (October – May)

Sunday: Closed


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