COVID-19 UPDATE:
Our office is OPEN to the public with our regular hours of operation, and with safe social distancing measures and practices in place. No appointment is needed.
Believe it or not, there are many myths about homeowner's insurance. That's just one reason why new buyers need to know what homeowner's insurance is, what it covers, and how to get the right insurance plan for their needs.
Choosing the right insurance plan can protect your home and bank account. The wrong plan can leave you with large bills and lots of stress.
Read on to learn four homeowner's insurance tips to make sure you make the right choice.
When you own and live in a cottage as your private residence or a vacation home, homeowners insurance is a good idea. Does the same insurance cover you if you turn your cottage into a rental property?
Even when offering your cottage as a short-term rental that you also use throughout the year, you become more than a homeowner. You're a landlord! Rental properties require different insurance to protect rental income and damages that can occur when letting others use your cottage.
Whether you're renting an apartment, condo, townhome, or a full house it's incredibly important to have your own insurance. Having the right kind of insurance is absolutely vital to your personal and financial protection. The insurance covers you in the event of a loss, and tenant insurance is no different.
Let's look at why having tenant insurance, a type of home insurance specifically designed for renters, is so important.
Your home is one of the most significant investments in your lifetime and needs to be protected from natural disasters or any other tragic event. Homeowners insurance ensures that damages caused by fire, vandalism or theft are covered. Additional coverages also include damages if someone gets injured on your property. While buying home insurance, make sure the coverage includes replacement costs if there is severe damage or loss of personal property. Count on Hillis Insurance Agencies Ltd. for homeowner's insurance services in Winnipeg. We have been serving customers with property insurance and provincial auto insurance since 1963.
Finding the right insurance coverage can be a time-consuming task that requires research and evaluation. It is also essential to compare rates with multiple insurers to save on insurance coverage costs. To help you with the selection process, an insurance broker can advise you on the right coverage based on your needs. With their vast knowledge in the market, an insurance broker can help you select a policy from a wide variety of insurance companies. Count on Hillis Insurance Agencies Ltd. for a full range of insurance services in Winnipeg. Our experienced insurance brokers have been providing public insurance products, such as auto, travel, boat and property insurance since 1963.
